Revolut Referral Code 2026 – Earn Up to £200 (February 2026)

Revolut has become one of the UK’s most popular fintech platforms thanks to its sleek app and wide range of features. From fee‑free international spending to budgeting tools and crypto trading, it’s no wonder millions of people have signed up. If you’re thinking about joining, February 2026 is the perfect time because Revolut’s generous referral scheme lets new users pocket a bonus while the person who invited them earns a little something too.

How the referral scheme works

Revolut occasionally runs promotions that reward new customers for signing up through an existing customer’s invitation. During these campaigns you can earn between £10 and £200 when you open a Revolut account and complete a few qualifying actions. The exact bonus amount and availability can vary depending on your country and when you sign up, so always check the offer details when you click through.

To qualify for the sign‑up bonus you generally need to:

1. Download the Revolut app and sign up using the referral link.
2. Verify your identity and add some money to your new account.
3. Order a physical Revolut card (a small delivery fee may apply).
4. Complete three card purchases of at least £5 each using your physical or virtual card.

Once you’ve ticked off these steps the bonus will usually arrive in your account within a few working days. Existing Revolut customers can also earn rewards—at the time of writing they receive around £60 per successful referral.

Who is the offer for?

The referral promotion is designed to attract first‑time Revolut users. You must not have held a Revolut account before and you need to live in a region where the campaign is active. The reward offered may vary by country and is often time‑limited. However, the general process remains the same: new users can get a nice welcome bonus for taking Revolut for a spin, while existing members can share their invite link with friends, family or colleagues.

It’s worth noting that Revolut occasionally pauses or alters its referral promotions. If the link says the offer has ended, check back later or keep an eye on Revolut’s social channels for the next one. Also remember that you’ll need to complete the qualifying tasks promptly—promotions usually have an expiry date, so don’t leave those card transactions until the last minute.

Why Revolut is worth trying

Beyond the referral bonus, there are plenty of reasons to give Revolut a try. The app lets you hold balances in multiple currencies and spend abroad at the interbank rate, saving you money on hidden fees. You can set up budgets, receive instant spending notifications and even buy and sell stocks, crypto and commodities. Revolut’s paid plans add extras like travel insurance and airport lounge access, but the free tier is feature‑packed enough for everyday users.

For freelancers and businesses, Revolut Business accounts offer invoicing, expense management and multi‑currency IBANs. These features make it easier to get paid by clients overseas and settle invoices without expensive bank fees.

How to claim your bonus

Ready to get started this February 2026? Use this referral link to download the app and begin: revolut.com/referral. Once your account is set up, add some funds, order your physical card and make three qualifying purchases. The bonus will be credited automatically when you complete all the steps. The invitation is valid for a limited time, so don’t miss out!

Final thoughts

Revolut’s referral scheme is an easy way to earn a little cash while exploring one of the world’s most forward‑thinking banking platforms. If you regularly send money abroad, you might also want to check out Wise for real mid-market exchange rates. Whether you’re looking for fee‑free travel spending, advanced budgeting tools or exposure to crypto markets, Revolut has something for everyone. Just make sure to follow the instructions carefully and complete the qualifying tasks to ensure you receive your sign‑up bonus. If you find Revolut as useful as I have, feel free to pass on your own referral link and spread the word.

For more ways to manage your money and earn bonuses, see my guides to Monzo and Capital On Tap.